Should You Wait to Buy a Home Until Rates Drop? Here’s Why That Could Cost You More
With mortgage rates higher than we've seen in recent years, many would-be buyers are asking the same question: "Should I wait to buy a home until rates come down?"
HELOC vs. Cash-Out Refinance: Which One Is Right for You?
By Jason Neuffer | Apr 16, 2025
Your home is more than just a place to live—it’s also a powerful financial asset. If you need to tap into your home’s equity, two popular options are a Home Equity Line of Credit (HELOC) and a Cash-Out Refinance. But which one is the best choice for you?
Refinancing Myths: What Homeowners Get Wrong
By Jason Neuffer | Apr 09, 2025
Refinancing your mortgage can be a smart financial move, but misconceptions often keep homeowners from taking advantage of lower rates and better loan terms. Let’s debunk some common myths so you can make an informed decision!
What to Expect During the Mortgage Approval Process
By Jason Neuffer | Apr 02, 2025
Buying a home is an exciting milestone, but navigating the mortgage approval process can feel overwhelming if you don’t know what to expect. Understanding each step can help you prepare and move through the process with confidence. Here’s what you need to know about getting approved for a mortgage.
How to Buy a Home When You’re Self-Employed
By Jason Neuffer | Mar 21, 2025
Being self-employed comes with many benefits—flexibility, independence, and the potential for unlimited income. However, when it comes to buying a home, the mortgage process can be a bit more challenging. Lenders typically view self-employed borrowers as higher risk due to fluctuating income and the lack of traditional W-2 wages. But don’t worry! With proper preparation, you can successfully secure a mortgage and buy your dream home. Here’s how:
The Benefits of a VA Loan for Military Service Members and Veterans
By Jason Neuffer | Mar 14, 2025
For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.
How to Tap Into Your Home Equity Without Selling
By Jason Neuffer | Feb 28, 2025
Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.
First-Time Homebuyer Mistakes to Avoid
By Jason Neuffer | Feb 13, 2025
Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.
Helping Home Buyers with Chapter 13 Bankruptcy
By Jason Neuffer | Aug 01, 2023
In the dynamic world of real estate, every potential home buyer's journey is unique, and as professionals, it's crucial to stay informed about various financial situations that may impact their dreams of homeownership. Today, we want to shed light on a significant misconception that many real estate agents may not be aware of - the possibility of home loan approval for buyers with a history of Chapter 13 bankruptcy.
Mortgage Planning During Divorce
By Angela Medlar | May 01, 2023
Divorce can be a difficult, expensive and emotional time for everyone involved. If you and your spouse own a home together and have a mortgage, it can add an additional layer of complexity to the process. Here are some tips on how to handle your mortgage during a divorce.
