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Refinancing Myths: What Homeowners Get Wrong

By Jason Neuffer |   Apr 09, 2025

Refinancing your mortgage can be a smart financial move, but misconceptions often keep homeowners from taking advantage of lower rates and better loan terms. Let’s debunk some common myths so you can make an informed decision!

What to Expect During the Mortgage Approval Process

By Jason Neuffer |   Apr 02, 2025

Buying a home is an exciting milestone, but navigating the mortgage approval process can feel overwhelming if you don’t know what to expect. Understanding each step can help you prepare and move through the process with confidence. Here’s what you need to know about getting approved for a mortgage.

How to Buy a Home When You’re Self-Employed

By Jason Neuffer |   Mar 21, 2025

Being self-employed comes with many benefits—flexibility, independence, and the potential for unlimited income. However, when it comes to buying a home, the mortgage process can be a bit more challenging. Lenders typically view self-employed borrowers as higher risk due to fluctuating income and the lack of traditional W-2 wages. But don’t worry! With proper preparation, you can successfully secure a mortgage and buy your dream home. Here’s how:

The Benefits of a VA Loan for Military Service Members and Veterans

By Jason Neuffer |   Mar 14, 2025

For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.

How to Tap Into Your Home Equity Without Selling

By Jason Neuffer |   Feb 28, 2025

Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.

First-Time Homebuyer Mistakes to Avoid

By Jason Neuffer |   Feb 13, 2025

Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.

Helping Home Buyers with Chapter 13 Bankruptcy

By Jason Neuffer |   Aug 01, 2023

In the dynamic world of real estate, every potential home buyer's journey is unique, and as professionals, it's crucial to stay informed about various financial situations that may impact their dreams of homeownership. Today, we want to shed light on a significant misconception that many real estate agents may not be aware of - the possibility of home loan approval for buyers with a history of Chapter 13 bankruptcy.

Your Comprehensive Guide to Purchasing a New Home: Step-by-Step Process

By Jason Neuffer |   Jul 07, 2023

Purchasing a new home is an exciting milestone, but the process can sometimes feel overwhelming. To help you navigate this journey with confidence, we have prepared a step-by-step guide outlining the essential stages involved in buying a new home. By following these steps, you can streamline your search, make informed decisions, and ensure a successful home buying experience.

Overcoming Bankruptcy: Your Path to Homeownership Starts Here

By Jason Neuffer |   Jun 13, 2023

Life can be unpredictable, and sometimes we face financial challenges that result in bankruptcy. But here's the good news: your past does not define your future, especially when it comes to achieving the dream of owning a home. In this blog post, we'll explore the options available to you and how you can navigate the path to homeownership, even after bankruptcy. Let's dive in!

Navigating Rate Volatility: The Step-by-Step Approach to Cash-Out Refinancing for Financial Security

By Paul Blaylock |   May 17, 2023

In today's economic climate, many households are grappling with epic amounts of consumer debt, with the average exceeding 23%. Secured debts like auto loans have pushed the debt burden even further, surpassing 10%. Inflation and stagnant incomes have fueled the use of credit, causing savings to dwindle and household balance sheets to evaporate. While record levels of home equity offer some hope, property values are tapering off. In the midst of these challenges, credit scores remain intact, but borrowers must be cautious.