By Jason Neuffer | May 23, 2025
You’ve probably heard the headlines—mortgage rates are higher than they’ve been in recent years. But while some buyers are sitting on the sidelines waiting for rates to drop, smart buyers are using this moment to their advantage.
Here’s the truth: you don’t have to wait for the "perfect rate" to make a smart move. With the right strategy, buying in a high-rate market can actually position you ahead of the curve.
By Jason Neuffer | Apr 30, 2025
With mortgage rates higher than we've seen in recent years, many would-be buyers are asking the same question: "Should I wait to buy a home until rates come down?"
By Jason Neuffer | Apr 16, 2025
Your home is more than just a place to live—it’s also a powerful financial asset. If you need to tap into your home’s equity, two popular options are a Home Equity Line of Credit (HELOC) and a Cash-Out Refinance. But which one is the best choice for you?
By Jason Neuffer | Apr 09, 2025
Refinancing your mortgage can be a smart financial move, but misconceptions often keep homeowners from taking advantage of lower rates and better loan terms. Let’s debunk some common myths so you can make an informed decision!
By Jason Neuffer | Apr 02, 2025
Buying a home is an exciting milestone, but navigating the mortgage approval process can feel overwhelming if you don’t know what to expect. Understanding each step can help you prepare and move through the process with confidence. Here’s what you need to know about getting approved for a mortgage.
By Jason Neuffer | Mar 21, 2025
Being self-employed comes with many benefits—flexibility, independence, and the potential for unlimited income. However, when it comes to buying a home, the mortgage process can be a bit more challenging. Lenders typically view self-employed borrowers as higher risk due to fluctuating income and the lack of traditional W-2 wages. But don’t worry! With proper preparation, you can successfully secure a mortgage and buy your dream home. Here’s how:
By Jason Neuffer | Mar 14, 2025
For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.
By Jason Neuffer | Feb 28, 2025
Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.
By Jason Neuffer | Feb 13, 2025
Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.
By Jason Neuffer | Feb 05, 2025
If you secured a mortgage with a temporary buydown, you may have enjoyed a lower interest rate for the first few years of your loan. However, it's important to be prepared for the point when your rate increases to its full amount. Here’s how to determine if your mortgage interest rate is about to go up and what you can do to manage the transition.
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