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How to Tap Into Your Home Equity Without Selling

By Jason Neuffer |   Feb 28, 2025

Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.

First-Time Homebuyer Mistakes to Avoid

By Jason Neuffer |   Feb 13, 2025

Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.

What to Do If Your Mortgage Interest Rate Is About to Go Up Due to a Temporary Buydown

By Jason Neuffer |   Feb 05, 2025

If you secured a mortgage with a temporary buydown, you may have enjoyed a lower interest rate for the first few years of your loan. However, it's important to be prepared for the point when your rate increases to its full amount. Here’s how to determine if your mortgage interest rate is about to go up and what you can do to manage the transition.

How is an underwritten approval letter different from a pre-approval letter?

By Jason Neuffer |   Apr 27, 2022

In today’s busy housing market, buyers find themselves making as many as 20 offers before one is accepted. Your approval letter could be the difference between getting the home of your dreams and losing it to a competing offer. You might be thinking, “Well, I have a pre-approval letter!” But was that letter underwritten by an actual underwriter?