Why Waiting for Rates to Drop Could Cost You More in the Long Run

By Jason Neuffer |   Jul 11, 2025

If you're thinking about buying a home but holding off for lower interest rates, you're not alone. Many potential buyers are playing the waiting game, hoping that a dip in mortgage rates will make homeownership more affordable.

But here’s the truth most people miss: when rates fall, competition rises—and so do home prices. That “wait and see” strategy could actually cost you more in the long run.

Let’s break down why buying now, rather than waiting, might be the smarter move.

What You Really Need to Get Pre-Approved for a Mortgage

By Jason Neuffer |   Jun 27, 2025

Thinking about buying a home? Before you start browsing listings or visiting open houses, there’s one important step that can make or break your homebuying journey: getting pre-approved for a mortgage.

A pre-approval doesn’t just tell you how much house you can afford—it shows sellers you’re a serious buyer, gives you a competitive edge, and helps you avoid surprises down the road.

So, what do you actually need to get pre-approved? Let’s break it down.

How to Buy a Home in a "High-Rate" Market

By Jason Neuffer |   May 23, 2025

You’ve probably heard the headlines—mortgage rates are higher than they’ve been in recent years. But while some buyers are sitting on the sidelines waiting for rates to drop, smart buyers are using this moment to their advantage.

Here’s the truth: you don’t have to wait for the "perfect rate" to make a smart move. With the right strategy, buying in a high-rate market can actually position you ahead of the curve.

Should You Wait to Buy a Home Until Rates Drop? Here’s Why That Could Cost You More

By Jason Neuffer |   Apr 30, 2025

 With mortgage rates higher than we've seen in recent years, many would-be buyers are asking the same question: "Should I wait to buy a home until rates come down?"

What to Expect During the Mortgage Approval Process

By Jason Neuffer |   Apr 02, 2025

Buying a home is an exciting milestone, but navigating the mortgage approval process can feel overwhelming if you don’t know what to expect. Understanding each step can help you prepare and move through the process with confidence. Here’s what you need to know about getting approved for a mortgage.

How to Buy a Home When You’re Self-Employed

By Jason Neuffer |   Mar 21, 2025

Being self-employed comes with many benefits—flexibility, independence, and the potential for unlimited income. However, when it comes to buying a home, the mortgage process can be a bit more challenging. Lenders typically view self-employed borrowers as higher risk due to fluctuating income and the lack of traditional W-2 wages. But don’t worry! With proper preparation, you can successfully secure a mortgage and buy your dream home. Here’s how:

The Benefits of a VA Loan for Military Service Members and Veterans

By Jason Neuffer |   Mar 14, 2025

For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.

First-Time Homebuyer Mistakes to Avoid

By Jason Neuffer |   Feb 13, 2025

Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.

Helping Home Buyers with Chapter 13 Bankruptcy

By Jason Neuffer |   Aug 01, 2023

In the dynamic world of real estate, every potential home buyer's journey is unique, and as professionals, it's crucial to stay informed about various financial situations that may impact their dreams of homeownership. Today, we want to shed light on a significant misconception that many real estate agents may not be aware of - the possibility of home loan approval for buyers with a history of Chapter 13 bankruptcy.

Your Comprehensive Guide to Purchasing a New Home: Step-by-Step Process

By Jason Neuffer |   Jul 07, 2023

Purchasing a new home is an exciting milestone, but the process can sometimes feel overwhelming. To help you navigate this journey with confidence, we have prepared a step-by-step guide outlining the essential stages involved in buying a new home. By following these steps, you can streamline your search, make informed decisions, and ensure a successful home buying experience.