By Jason Neuffer | Apr 02, 2025
Buying a home is an exciting milestone, but navigating the mortgage approval process can feel overwhelming if you don’t know what to expect. Understanding each step can help you prepare and move through the process with confidence. Here’s what you need to know about getting approved for a mortgage.
By Jason Neuffer | Mar 21, 2025
Being self-employed comes with many benefits—flexibility, independence, and the potential for unlimited income. However, when it comes to buying a home, the mortgage process can be a bit more challenging. Lenders typically view self-employed borrowers as higher risk due to fluctuating income and the lack of traditional W-2 wages. But don’t worry! With proper preparation, you can successfully secure a mortgage and buy your dream home. Here’s how:
By Jason Neuffer | Mar 14, 2025
For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.
By Jason Neuffer | Feb 28, 2025
Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.
By Jason Neuffer | Feb 13, 2025
Buying your first home is an exciting milestone, but it can also be overwhelming. Many first-time buyers make common mistakes that can lead to financial strain or regret down the road. To help you navigate the process smoothly, here are some key mistakes to avoid.
By Jason Neuffer | Feb 05, 2025
If you secured a mortgage with a temporary buydown, you may have enjoyed a lower interest rate for the first few years of your loan. However, it's important to be prepared for the point when your rate increases to its full amount. Here’s how to determine if your mortgage interest rate is about to go up and what you can do to manage the transition.
By Jason Neuffer | Jan 24, 2025
Buying a home is an exciting milestone, but it comes with several financial considerations, including closing costs. Understanding what these costs entail can help you prepare and avoid any last-minute surprises. Here's a breakdown of what to expect regarding closing costs.
By Jason Neuffer | Dec 10, 2024
If you’re in the process of buying a home or refinancing your mortgage, one of the most important documents you’ll encounter is the Loan Estimate. This document, provided by your lender, gives you a detailed breakdown of the costs and terms associated with your loan. Knowing how to review it can save you money and help you make a confident decision. Here’s what you need to know. Please note the loan estimate images used in this post are just an example and should not be used to estimate costs or quote a rate. Please click here to complete an application if you would like a loan estimate.
By Jason Neuffer | Nov 02, 2023
Interest rates play a fundamental role in the world of finance. Whether you're taking out a loan, saving money in a bank account, or investing in the stock market, interest rates have a significant impact on your financial decisions. Blended interest rates are a concept that often arises in various financial situations, and understanding them is crucial for making informed financial choices. In this blog post, we'll explore the concept of blended interest rates, how they work, and their relevance in different financial scenarios.
By Jason Neuffer | Aug 01, 2023
In the dynamic world of real estate, every potential home buyer's journey is unique, and as professionals, it's crucial to stay informed about various financial situations that may impact their dreams of homeownership. Today, we want to shed light on a significant misconception that many real estate agents may not be aware of - the possibility of home loan approval for buyers with a history of Chapter 13 bankruptcy.
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