By Jason Neuffer | Apr 09, 2025
Refinancing your mortgage can be a smart financial move, but misconceptions often keep homeowners from taking advantage of lower rates and better loan terms. Let’s debunk some common myths so you can make an informed decision!
By Jason Neuffer | Mar 14, 2025
For military service members, veterans, and eligible surviving spouses, the VA loan program is one of the most powerful home financing options available. Backed by the U.S. Department of Veterans Affairs, VA loans offer significant benefits that make homeownership more accessible and affordable. Here’s why a VA loan might be the best option for military families and veterans.
By Jason Neuffer | Feb 28, 2025
Your home is more than just a place to live—it’s also a valuable financial asset. If you've built up equity in your home, you might be wondering how to access that money without selling. Fortunately, there are several ways to tap into your home equity while still keeping your home. Let’s explore your options.
By Jason Neuffer | Feb 05, 2025
If you secured a mortgage with a temporary buydown, you may have enjoyed a lower interest rate for the first few years of your loan. However, it's important to be prepared for the point when your rate increases to its full amount. Here’s how to determine if your mortgage interest rate is about to go up and what you can do to manage the transition.
By Paul Blaylock | May 17, 2023
In today's economic climate, many households are grappling with epic amounts of consumer debt, with the average exceeding 23%. Secured debts like auto loans have pushed the debt burden even further, surpassing 10%. Inflation and stagnant incomes have fueled the use of credit, causing savings to dwindle and household balance sheets to evaporate. While record levels of home equity offer some hope, property values are tapering off. In the midst of these challenges, credit scores remain intact, but borrowers must be cautious.
By Angela Medlar | May 01, 2023
Divorce can be a difficult, expensive and emotional time for everyone involved. If you and your spouse own a home together and have a mortgage, it can add an additional layer of complexity to the process. Here are some tips on how to handle your mortgage during a divorce.
By Holden Lewis | Jan 31, 2023
Mortgage rates could decline in February as the Federal Reserve writes the next chapters of its inflation-busting campaign.
The 30-year fixed-rate mortgage hit it's January peak in the first week of the year and fell thereafter. It's too early to conclude that the 30-year mortgage has already reached its 2023 zenith, but it's quite possible.
By Emily Peck | Jan 30, 2023
The housing market is showing signs of life after veering into a dead zone late last year.
Why it matters: These green shoots are a good sign for the economy overall, and run counter to some of the dire predictions made last fall when mortgage rates were skyrocketing.
What's happening: Home buyers are making peace with higher mortgage rates, and sellers are making peace with the need to cut prices and make concessions.
By Diana Olick | Jan 25, 2023
Mortgage interest rates fell for the third straight week, while mortgage demand also rose again.
Total application volume increased 7% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.
By Bailey Schulz | Jan 23, 2023
Anna Raymond was ready to make the switch from renting to owning a home last spring. But after five failed offers, she and her husband decided to take a step back from house hunting.
Then, in December, their real estate agent presented an offer too good to pass. A home in Longmont was up for sale, and the seller was willing to offer a 2-1 interest rate buydown.
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