What Is The Real Cost Of Mortgage Steering?

By Angela Medlar |   May 19, 2022

The real cost of mortgage steering could be tens of thousands of dollars over the life of the mortgage loan and could even make the difference between winning and losing an offer on a home.

It may seem super innocent. A mortgage lender offers to pay for a real estate agent’s marketing or offers the agent a desk in the lender’s office. In return, the real estate agent exclusively sends buyers to that mortgage lender, which may have terms less favorable than those of other lenders.

A HECM Could Help You Enjoy Having No Monthly Mortgage Payments During Retirement

By Jason Neuffer |   May 10, 2022

Interest rates and inflation are rising rapidly. The good news is, so are home values. This means if you are feeling the squeeze from rising prices at the gas pump and grocery store, your home equity may be the key to your financial freedom. How does no monthly mortgage payment and instead having payments made to you monthly sound? Too good to be true? It may be within reach.

How is an underwritten approval letter different from a pre-approval letter?

By Jason Neuffer |   Apr 27, 2022

In today’s busy housing market, buyers find themselves making as many as 20 offers before one is accepted. Your approval letter could be the difference between getting the home of your dreams and losing it to a competing offer. You might be thinking, “Well, I have a pre-approval letter!” But was that letter underwritten by an actual underwriter?